About Ornix Credit
Ornix Credit (Ornix Zambia) is a Lusaka-based lending company and a trading name of Ornix Corporate Ventures Limited, offering fair, transparent loans in Kwacha.
Ornix Credit is a trading name of Ornix Corporate Ventures Limited, a company registered in Zambia (Company Registration No. 120261054943) and based in Lusaka.
What we do
We are a Zambian lending company offering short-term loans in Kwacha to civil servants, employees, marketeers, Yango drivers and small businesses. Everything happens online: you apply from your phone, sign your agreement electronically and receive the money by mobile money or bank transfer.
What we stand for
- Transparency. You see the full cost and every payment date before you apply.
- Responsible lending. We check that a loan is affordable for you, and help when repaying gets hard.
- Respect for your data. Your information is protected under the Data Protection Act No. 3 of 2021.
- Proudly Zambian. We’re a Zambian business serving Zambian people.
Loans for the people who keep Zambia moving
Marketeers, Yango drivers, civil servants and people in formal employment. Borrow for what matters to you, and know the full cost before you commit.

Loans for marketeers
Buy fresh stock for your stand and keep your trade growing.
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Loans for Yango drivers
Cover fuel, repairs or servicing and stay on the road earning.
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Salary loans for civil servants & employees
Teachers, nurses, government and company staff: cover school fees, emergencies or a big purchase.
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Loans for craftspeople
Buy the tools and materials for your next job.
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