Mobile money loans: Airtel Money and MTN MoMo
Mobile money loans in Zambia: receive your loan on Airtel Money or MTN MoMo and repay by mobile money. No bank account needed. Apply online with Ornix Credit.
With Ornix Credit, your loan can be sent straight to your mobile money wallet. You don’t need a bank account: we pay out to Airtel Money or MTN MoMo, and you can repay the same way.
How a mobile money loan works
- Register with your NRC and the mobile number linked to your wallet.
- Choose your loan and upload your documents from your phone.
- Once approved, sign your agreement online.
- We send the money, less the one-time processing fee, to your Airtel Money or MTN MoMo wallet.
- Repay each month by mobile money, quoting your loan reference.
Keep your wallet safe
We will never ask for your mobile money PIN. Only send repayments to the Ornix account we give you, and always quote your loan reference.
Repay over
Estimated monthly payment—
Total interest—
Processing fee, once—
You receive—
Total to repay—
This is an estimate. Your final amounts and dates are confirmed in your loan agreement after approval.
